托福写作高分范文

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托福写作高分范文-买房的英语作文

There is a heated debate on the importance of buying a house with the soaring house prices. Those emphasizing the in^ortance of buyiog a house maintain that living in your bwn house makes you feel better and more comfortable compared to that in a rented one. Besides, no investment is more rewarding than buying a house nowadays. Statistics from both home and abroad shows that owning a house guarantees an increase in assets.

Quite the contrary, many people say, buying a house is not that important. On one hand, a rented apartment can provide the same comfortable or even better life for people. This is especially true when many people have no money to decorate their houses after the big purchase. On the other hand, peopk can spend more money on other more protitable investment than involving in real estate, such as buying stocks or other art poliections.

Personally, I think possessing a house is extremely important. At its core, a house is a shelter After buying a house, people will becomc stable. What's more important is that thctr children will also settle and can concentrate on study _ children could get affected as they adapt themselves with the new places, teachers and creating new friends making them Lag behind academically.

托福写作高分范文-存钱和提前消费

Mentioning money, some people like to deposit it in the bank, while others like to consume it in advance. Money saved by people is mainly for: buying a house; in case of emergencies or diseases, car accidents, unemployment, earthquakes, and things like that; in case of college expenses of their children; for retirement, and so on. People believe that saving money is essential to lead a comfortable life. Having money in the baiik allows people to pay for vacations or expensive purchases like furniture or doctor bills m cash

With the world entering a consuming era, many people, especially young white-collars and college students, choose to borrow money. In other words, they spend money in advance _ use credit cards and pay back the loan and interest on tbe next payday. They argue that: first, they could enjoy the convenience of credit cards and purchase expensive goods by mstal^uents. Second, many banks make some preferential policies on credit cards, like sending a. gift or lowering year cost which is a big attraction,

On my personal level, I approve of saving money — in case of emergency, you do not need to turn to others for help, at least. And Vm opposed to the abuse of credit cards among college students. Since in most cases, parents arc their sole ftnandal sources.

托福写作高分范文-大学生炒股

China's stock market is luring students looking to sec how their textbook teachings fare in real life. While there arc no concrete data on the student- investor, business professors say tbe market boom has boosted the number of students looking to play around with stocks. They invest in the stock market with money from parents and sometimes with amount equal to several times their annual tuition.

Some people are alarmed at the trend. As investing in the stock market involves many risks, they say，college students are very likely to lose, which may put students' &miiy assets at risk. However, some are supportive. As more and more students become sbarebolders, they will help raise tie general quality of shareholders and there will be more rational stock buyers in securities market， which is actually a good thing.

In my view, college students may give stock investment a try if possible. Stock investment may be a way to make fast money and help finance students* schooling. Even if the students are likely to lose in the stock market, it may still bring about valuable investment experience — they can、learn if they don't tiy.

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